Effective Date: April 1, 2025

Welcome to Opportunistiq.Work ("we," "us," or "our"). By accessing or using our web application ("the App"), you agree to comply with and be bound by the following Terms of Use ("Terms"). If you do not agree to these Terms, you must not use the App.

These Terms apply to all visitors, users, and others who access or use the App.

1. Acceptance of Terms

By accessing or using the App, you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with any part of these Terms, you must immediately stop using the App.

2. Changes to Terms

We reserve the right to modify, update, or change these Terms at any time. Any changes will be reflected on this page with a new "Effective Date." We encourage you to review these Terms periodically. Continued use of the App after changes are posted constitutes acceptance of those changes.

3. User Accounts

In order to access certain features of the App, you may be required to create an account. When creating an account, you agree to:

• Provide accurate and complete information during the sign-up process.
• Keep your account information secure and notify us immediately of any unauthorized use of your account.
• Be responsible for all activities that occur under your account, whether authorized or not.
• You are solely responsible for maintaining the confidentiality of your account credentials.

4. Use of the App

You agree to use the App only for lawful purposes and in accordance with these Terms. You may not use the App:

• In any way that violates any applicable local, state, national, or international law or regulation.
• To transmit or distribute any viruses, malware, or other harmful software.
• To harass, abuse, or harm another person or entity.
• To interfere with or disrupt the functionality of the App or any associated services.

We reserve the right to suspend or terminate your access to the App for any violation of these Terms.

5. Content and Intellectual Property

Ownership: All content on the App, including but not limited to text, images, logos, trademarks, software, and other materials ("Content"), is the property of Opportunistiq.work or its licensors and is protected by copyright, trademark, and other intellectual property laws.

License to Use: You are granted a limited, non-exclusive, non-transferable license to access and use the App for personal or internal business purposes, subject to these Terms. This license does not grant you any ownership rights to the App or its Content.

User-Generated Content: If you submit any content to the App (such as reviews, comments, or other materials), you grant us a non-exclusive, royalty-free, worldwide license to use, display, modify, and distribute such content in connection with the App, including identifying use statistics so we can improve the App over time.

6. Privacy

Your use of the App is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the App, you consent to the collection and use of your data as described in the Privacy Policy.

7. Third-Party Services

The App may contain links to third-party websites or services. We are not responsible for the content or practices of these third-party sites, and your use of third-party services is at your own risk. We recommend reviewing the terms and privacy policies of any third-party services you access.

8. Limitation of Liability

To the fullest extent permitted by law, Opportunistiq.work will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising out of or in connection with your use or inability to use the App, even if we have been advised of the possibility of such damages.

Our total liability to you for any claims arising under these Terms will be limited to the amount you paid, if any, for the use of the App in the 1 month preceding the claim.

9. Indemnification

You agree to indemnify and hold harmless Opportunistiq.work and its affiliates, employees, agents, and partners from and against any claims, damages, losses, liabilities, or expenses (including legal fees) arising out of your use of the App, your violation of these Terms, or your infringement of any intellectual property or other rights of third parties.

10. Termination

We reserve the right to suspend or terminate your access to the App at our sole discretion, without notice, for any violation of these Terms. Upon termination, you must immediately cease all use of the App.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of San Diego, California, without regard to its conflict of law principles. Any legal action arising from these Terms shall be subject to the exclusive jurisdiction of the courts in San Diego, California.

12. Dispute Resolution

In the event of a dispute, you agree to attempt to resolve the issue through informal means, such as negotiation or mediation.

13. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions will remain in full effect.

14. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Opportunistiq.work regarding your use of the App and supersede any prior agreements or understandings, whether written or oral.

15. Contact Information

If you have any questions or concerns about these Terms of Use, please contact us at:

Email: webmaster@opportunistiq.ai